Are You Ready?

I know that my retirement years consist of 2 parts: the well-deserved, relaxing, independent years and the changing health, increased dependency care years—and I have an understanding of the needs of both stages.

I have a good grasp of my financial, legal, and insurance affairs. I feel confident that all my necessary documents are up-to-date and in order.

I have made my end-of-life wishes known (e.g., written a will and discussed services with a family member).

I feel confident that I have a good retirement plan in place because it takes into consideration the financial impact from my changing health needs.

I know at least one government agency in my community with the responsibility for seniors’ health needs and I am aware of one of the programs offered through that department.

I know what to look for and how to elder-safe my home (inside and out) in order to reduce potential accidents.

I understand the medications I am taking and I have asked about many of the possible side effects related to those medications and the signs to watch for.

I know what to do during health emergencies and I am familiar with some of our local hospital’s special resources for seniors.

I am aware of some of the subtle signs of dementia to watch for in my family members (e.g., the need for routines)

I am aware of the various care-programs in my community (e.g., at-home services, rehabilitation services, nursing services, adult daycare options, assisted living complexes) and know how to request these

I understand many of the costs associated with the care-years (e.g., at-home services, therapy costs, medications, cleaning services, special equipment…) and realize that there is now a special insurance policy available to help me cover certain care costs when needed

I am confident that there will be ‘few surprises’ for my family to contend with during my senior years because my house is in order